I don’t think there is anything better than Christmas traditions. Christmas mass. Gift giving. Music. Family. Dinner. Taking six hours to put together over-engineered and insanely designed larger items for the kids, forcing you to go to bed at 3:30 in the morning. The usual. Along with my yearly predictions, I have also traditionally given […]
If there's anything worse than excessive spending, it's excessive debt
College shouldn’t be an ivory tower apart from the world.